Lawes Financial

Commercial Mortgages

Commercial mortgages are used to purchase, refinance, or release capital from business premises and investment property, from offices and retail units to mixed-use and semi-commercial assets. These cases are rarely straightforward, and structure matters as much as rate.

At Lawes Financial, we specialise in navigating the complexity of commercial lending, combining intelligent technology with experienced, broker-led advice to deliver clear, well-structured solutions.

Who we help

We work closely with business owners, investors, and directors to understand the full picture: income streams, trading history, future plans, and exit strategies. Our systems help us analyse lender appetite efficiently and explore different scenarios, while our expertise ensures the deal is presented correctly and negotiated with confidence.

Our Process

Whether you’re purchasing your trading premises, refinancing an existing facility, or acquiring a commercial or mixed-use investment

We focus heavily on:

Structuring the loan to suit your business cash flow

Matching the right lender to your asset and trading profile

Considering flexibility, terms, and long-term objectives,
not just headline rates

You’ll benefit from:

Access to a wide range of commercial lenders, including specialist and private banks

Clear guidance through valuation, underwriting, and legal stages

A strategic, solutions-driven approach to complex cases

A broker who understands commercial risk and speaks the lender’s language

Every commercial case is approached with care, precision, and a clear strategy. By combining efficient market analysis with experienced, broker-led advice, we help you make confident, well-informed decisions, and move forward knowing your finance is structured properly from the outset.