At Lawes Financial, our process is designed to be clear, considered, and supportive,
giving you confidence at every stage, without unnecessary complexity or pressure.
Whether you’re arranging a mortgage, commercial finance, or protection, our approach remains the same:
understand first, advise properly, and guide you calmly from start to finish.
STEP 1
An Initial Conversation
Everything starts with a conversation.
We’ll take time to understand your situation, goals, and priorities, whether that’s buying a home, refinancing a business property, or protecting your income and family.
This is an open, no-pressure discussion designed to bring clarity and explore whether we can genuinely help.
STEP 2
Understanding the Full Picture
Good advice relies on understanding the detail.
We’ll gather the relevant information — income, commitments, property details, and future plans, so we can assess affordability, suitability, and structure options properly.
Our intelligent systems help us analyse this efficiently, while our advice remains entirely personal and broker-led.
STEP 3
Research & Recommendations
Once we understand your circumstances, we research the market thoroughly.
This includes:
Comparing a wide range of lenders or insurers
Assessing criteria, pricing, and flexibility
Considering both short-term needs and long-term impact
We’ll then explain your options clearly, outlining the pros, cons, costs, and risks — so you can make an informed decision with confidence.
STEP 4
Application & Management
When you’re happy to proceed, we manage the process on your behalf.
This includes:
Preparing and submitting applications
Liaising with lenders, insurers, solicitors, and valuers
Managing timescales and keeping things moving
We stay actively involved throughout, keeping you informed and handling issues before they become problems.
STEP 5
Completion & Ongoing Support
Our role doesn’t end at completion.
We remain available to:
Answer questions
Review your arrangements as circumstances change
Support future borrowing, refinancing, or protection needs
We aim to build long-term relationships — offering guidance whenever you need it, not just at key milestones.
Throughout every stage, you can expect:
Clear communication in plain English
Honest advice based on suitability and value
Transparent costs and no hidden surprises
A calm, professional approach from start to finish
Our process is designed to reduce stress, create clarity, and help you move forward with confidence.