Income protection provides a regular monthly income if you’re unable to work due to illness or injury. It’s designed to help you meet everyday living costs when your salary stops, and for many people, it’s the most important form of personal protection.
At Lawes Financial, we see income protection as the foundation of financial resilience. Your income underpins everything, your home, your lifestyle, and your family’s security, so protecting it deserves careful, expert consideration.
We take time to understand your employment status, income structure, and financial commitments before recommending cover that fits your life,
whether you’re employed, self-employed, or a business owner.
Our approach is clear and personalised. Intelligent technology helps us assess insurer criteria, benefit levels, and waiting periods efficiently,
while advice remains fully broker-led, ensuring the policy is sustainable, affordable, and clearly explained.
Mortgage or rent payments
Household bills and everyday living costs
Ongoing financial commitments during long-term absence
Income gaps not covered by employer benefits
Access to specialist income protection providers
Clear guidance on waiting periods, benefit terms, and exclusions
Support through underwriting and claims understanding
Ongoing reviews as your career and circumstances evolve
Income protection is about maintaining stability when life takes an unexpected turn.
Our role is to help you protect your income properly, so you can focus on recovery, not financial worry.