Lawes Financial

Protection & Insurance

Protection is about preparing for life’s uncertainties, not expecting the worst, but ensuring stability, choice, and peace of mind if the unexpected happens.

At Lawes Financial, we help you put the right protection in place to safeguard your income, your home, and the people who rely on you. Our approach is calm, considered, and built around clear advice, not pressure or scare tactics.

Why Protection Matters

Your financial life is built on foundations: your income, your home, and your ability to maintain your lifestyle. Protection helps ensure those foundations remain secure if illness, injury, or loss disrupts your plans.

The right cover can:

  • Protect your family’s financial security
  • Maintain household stability during difficult periods
  • Reduce stress and uncertainty at critical moments
  • Give you confidence that you’re prepared, whatever happens

Protection isn’t about buying everything — it’s about choosing what’s appropriate for you.

Our Approach to Protection

We take the time to understand your circumstances properly before recommending any cover. That includes your income, commitments, family situation, and longer-term goals.

We use intelligent technology to compare providers and policy features efficiently, but advice always remains broker-led — ensuring recommendations are suitable, affordable, and clearly explained.

You’ll never be rushed, and you’ll never be sold something you don’t need.

Types of Protection We Advise On

Life Insurance

Provides a lump sum to support your family or repay debts if you were to die during the policy term.

[Learn more about Life Insurance]

Critical Illness Cover

Pays out a tax-free lump sum if you’re diagnosed with a serious medical condition covered by the policy.

[Learn more about Critical Illness Cover]

Income Protection

Provides a regular monthly income if you’re unable to work due to illness or injury.

[Learn more about Income Protection]

Buildings & Contents Insurance

Protects your home and belongings against damage, loss, or unforeseen events.

[Learn more about Buildings & Contents Insurance]

Clear Advice, Real Value

Protection policies vary widely in quality, definitions, and exclusions. We focus on:

  • Suitability, not just price
  • Clear explanations in plain English
  • Fair value and meaningful cover
  • Long-term outcomes, not short-term decisions

Our role is to help you understand your options properly — so you can make informed decisions with confidence.

Ongoing Support

Protection isn’t something you set once and forget.

As your life changes — moving home, changing career, starting a family — we’re here to review your cover and make sure it still fits your needs.

Still Got Questions?

If you’d like to explore your options or simply understand what protection might be right for you, we’re always happy to help.

[Get in touch]